🌍 Expats & cross-border

Manage wealth
between two countries.

Cross-border workers (Luxembourg, Switzerland, Germany) or expats abroad: tax and patrimonial rules change. Véloci optimises your cross-border situation from Nancy.

Three profiles, distinct challenges.

1
🇱🇺

Luxembourg cross-border

100,000+ Grand Est cross-border workers commute to Luxembourg. The hybrid tax system creates specific opportunities.

  • France-Luxembourg tax treaty
  • Luxembourg life insurance (safety triangle)
  • Year-end bonus optimisation
  • Cross-border retirement strategy
2
🇨🇭

Swiss cross-border

Complex tax regime (source tax vs French taxation). Optimisation mistakes = thousands of euros lost.

  • "Quasi-resident" Swiss status
  • 2nd and 3rd pillars (LPP / 3a)
  • Retirement repatriation
  • IFI on Swiss assets
3
✈️

Expats outside EU

Leaving or returning to France: timing of tax residence changes everything.

  • Exit tax (latent gains)
  • Host country tax treaty
  • Maintaining or closing PEA/AV
  • Impatriation regime on return
🇱🇺

Luxembourg life insurance: why consider it?

Luxembourg offers a unique framework in Europe: the "safety triangle" legally separating client assets from the insurer's balance sheet (super-privilege of the insurance creditor). Accessible to French tax residents from €250,000, with unchanged French taxation. Ideal for diversification, international transmission and legal security.

A cross-border situation?

First free 90-min review to map your two-country challenges.

Book my review →