Personalised guidance: our goal is to help you reach your objectives Book now →
Our method

From the first conversation
to wealth that looks like you.

No endless forms. No jargon. No waiting. Three clear steps to build your strategy — always in the right order.

01

The review — free &

A 60-to-90-minute meeting to understand your situation and identify priority levers.

  • Mapping of your current situation: income, wealth, taxes, life projects
  • Identification of concrete 3-, 10- and 20-year goals
  • Analysis of existing assets (investments, real estate, cover, retirement)
  • Delivery of the DER (Engagement Disclosure Document) per MiFID II
  • No selling, no pressure — you leave with a clear picture
60-90 minNancy or videoFreeNo commitment
02

The strategy — clear, quantified, prioritised

Within a week, you receive a bespoke wealth plan in writing.

  • Concrete prioritised recommendations
  • 5-, 10-, 20-year quantified projections with transparent assumptions
  • Recommended tax wrappers (PER, PEA, life insurance, SCPI…)
  • Market comparison (open architecture, 50+ partners)
  • Quantified annual tax and wealth gain
  • Clear action roadmap
5-7 daysWritten documentOpen architecture
03

Execution — fast and supported

Véloci supports you on every account opening, subscription, investment — then long term.

  • Coordination of all openings (life insurance, PER, PEA, SCPI, real estate)
  • Full administrative support — you sign, we orchestrate
  • Regular check-ins (at least annual, often quarterly)
  • Proactive adjustments to market and life changes
  • Clear, concise performance reporting
  • Direct access to Nicolas — guaranteed 24h business reply
  • Coordination with your accountant and notary if needed
24h replyRegular reportingLong-term follow-up

What sets our method apart

We always start from your concrete life goals — not from financial products. No catalogue, no "product of the month". Every recommendation comes from a personalised analysis and is explained until you understand it perfectly. The final decision is always yours.

The market

Why the French need a wealth advisor now

72%

of French people feel they pay too much tax, often for lack of optimisation tailored to their situation.

68%

are worried about a drop in income at retirement. Only 3% are supported by a wealth advisor.

€18,000

is the average amount sitting idle in short-term bank accounts, often poorly invested and eroded by inflation.

France: a champion saver, but poorly advised

With a savings rate of 17% (one of the highest in Europe), French households put money aside — but on Livret A passbook accounts whose €935 billion is not working to its full potential. Only 27% consult a financial advisor before investing their money. There are 12 times more wealth advisors in Germany than in France.

Ready to start with step 1?

60 to 90 minutes to take stock. Free, in Nancy or by video.

Book my review →

Our commitment.

The same standard, whatever the product: the best quality on the market, chosen for you.

No in-house products

Véloci neither designs nor sells in-house products. Through open architecture, we select the best solutions on the market for you, with no imposed catalogue and no quota, so we have no reason to steer you toward one over another.

The best quality

Only approved, recognised partners (leading insurers and asset managers), chosen for their strength, the quality of their management and their net-of-fees performance over time.

Lifelong support

A single point of contact who follows you at every stage of your financial life, from saving to transmission. A lasting relationship, not a one-off sale.

A relationship of trust

Full transparency (Engagement Disclosure Document), interests aligned with yours, clear guidance and availability. We aim for the best net-of-fees performance over time, not the lowest headline fee.