Cross-border workers (Luxembourg, Switzerland, Germany) or expats abroad: tax and patrimonial rules change. Véloci optimises your cross-border situation from Nancy.
100,000+ Grand Est cross-border workers commute to Luxembourg. The hybrid tax system creates specific opportunities.
Complex tax regime (source tax vs French taxation). Optimisation mistakes = thousands of euros lost.
Leaving or returning to France: timing of tax residence changes everything.
Luxembourg offers a unique framework in Europe: the "safety triangle" legally separating client assets from the insurer's balance sheet (super-privilege of the insurance creditor). Accessible to French tax residents from €250,000, with unchanged French taxation. Ideal for diversification, international transmission and legal security.
The same standard, whatever the product: the best quality on the market, chosen for you.
Véloci neither designs nor sells in-house products. Through open architecture, we select the best solutions on the market for you, with no imposed catalogue and no quota, so we have no reason to steer you toward one over another.
Only approved, recognised partners (leading insurers and asset managers), chosen for their strength, the quality of their management and their net-of-fees performance over time.
A single point of contact who follows you at every stage of your financial life, from saving to transmission. A lasting relationship, not a one-off sale.
Full transparency (Engagement Disclosure Document), interests aligned with yours, clear guidance and availability. We aim for the best net-of-fees performance over time, not the lowest headline fee.
