Optimising pay, structuring through a holding, preparing retirement, anticipating a sale: the challenges of directors and the self-employed differ from those of employees.
Directors and self-employed face problems that standard solutions don't address.
The right balance between pay and dividends can represent thousands of euros per year.
Structuring through a holding company lets you hold passive income and prepare the transfer of your wealth.
Selling your business is planned 5-10 years ahead. Otherwise the tax bill is heavy.
The average replacement rate for a self-employed worker is 45-55%, vs 74% for an employee. A director paying themselves €8,000/month during their career typically receives €3,600/month in retirement, unless a dedicated capitalisation strategy is put in place.
Complete mapping: business, pay, personal wealth, projected retirement, taxation, estate planning.
Strategy deployed step by step with a single long-term contact.
The same standard, whatever the product: the best quality on the market, chosen for you.
Véloci neither designs nor sells in-house products. Through open architecture, we select the best solutions on the market for you, with no imposed catalogue and no quota, so we have no reason to steer you toward one over another.
Only approved, recognised partners (leading insurers and asset managers), chosen for their strength, the quality of their management and their net-of-fees performance over time.
A single point of contact who follows you at every stage of your financial life, from saving to transmission. A lasting relationship, not a one-off sale.
Full transparency (Engagement Disclosure Document), interests aligned with yours, clear guidance and availability. We aim for the best net-of-fees performance over time, not the lowest headline fee.
