How to choose a wealth advisor in Nancy in 2025: the complete guide.
ORIAS credentials, independence, open architecture, transparent compensation… everything you must check before trusting your wealth to an advisor. With the 10 questions to ask at the very first meeting.
French households save a lot… but very badly.
France posts one of Europe's highest savings rates — over 17% of disposable income. Yet a massive share of this wealth sits idle in low-yield savings accounts. Anatomy of a national paradox.
3 legal tools to pay less tax — that most French households ignore.
The PER, life insurance, the PEA… these tools have existed for years, are perfectly legal, and can save thousands of euros per year. Yet fewer than one French person in five really uses them.
Retirement in France: the numbers no one really tells you.
Reform pushing retirement to 64, falling replacement rates, system deficit… France's pay-as-you-go pension will still be there, but probably not enough. What the data projects — and how to prepare today.
REITs (SCPI): real estate investing without the hassle.
4–6% average yield, fully managed, entry from €1,000 — French SCPIs give you access to commercial real estate with none of the landlord headaches. A complete guide.
Expats & cross-border workers: managing wealth from abroad.
Tax residency, double taxation treaties, PEA restrictions, French life insurance kept open… Living abroad or working in Switzerland creates real opportunities — and costly traps to avoid.
PEA: the complete guide to France's best investment account.
0% tax on gains after 5 years, €150,000 ceiling, world ETFs at 0.2% annual fees… The PEA is probably the most powerful investment tool available in France. Yet many open it wrong — or not at all.
Is your bank advisor actually advising you?
A bank advisor is employed by their bank. They have sales targets, can only offer in-house products, and rotate jobs often. What that means concretely for your wealth.