Holding companies are not reserved for the wealthy. From €100,000 in recurring income, a corporate tax structure can save you tens of thousands in tax and charges — while preparing your inheritance.
Understanding the mechanics to make the right wealth decisions.
When your operating company pays dividends to your holding, only 5% of those dividends are taxable under corporate tax (parent-subsidiary regime). A massive capitalisation lever.
The holding becomes an investment arm: profits from your activities are reinvested in property, SCPIs, Private Equity through the corporate structure.
The holding is a powerful inheritance tool: Dutreil pact for shares, contribution-sale, ownership dismemberment to transfer at reduced cost.
A holding must be created at the right time and for the right reasons. A structure that is too early or poorly sized generates unnecessary costs (accountant, legal, compliance). A holding is relevant from a certain level of recurring profits and when the inheritance objective is clearly defined. Véloci coordinates the analysis with your accountant and notary.
Assessment of the relevance of a holding for your situation, then optimal legal and tax structuring.
Integration of the holding into your overall wealth plan: property, financial investments, inheritance and spouse protection.
The same standard, whatever the product: the best quality on the market, chosen for you.
Véloci neither designs nor sells in-house products. Through open architecture, we select the best solutions on the market for you, with no imposed catalogue and no quota, so we have no reason to steer you toward one over another.
Only approved, recognised partners (leading insurers and asset managers), chosen for their strength, the quality of their management and their net-of-fees performance over time.
A single point of contact who follows you at every stage of your financial life, from saving to transmission. A lasting relationship, not a one-off sale.
Full transparency (Engagement Disclosure Document), interests aligned with yours, clear guidance and availability. We aim for the best net-of-fees performance over time, not the lowest headline fee.
