A randomly rented apartment might yield 2%. The same property, with the right legal structure, the right tax regime and the right financing, can exceed 6% net. Véloci helps you make the difference.
Understanding the mechanics to make the right wealth decisions.
The Furnished Non-Professional Landlord (LMNP) status allows you to depreciate the property, furniture and renovation work — drastically reducing taxable income.
The French real estate company (SCI) facilitates joint ownership and the progressive transfer of shares to children, with reduced taxation.
Property is the only asset you can buy with borrowed money. Rental income covers all or part of the monthly repayments, and interest is tax-deductible.
A displayed gross yield of 7% can become 2% net after charges, property tax, void periods, renovation costs and taxation. The net-net yield (after tax) is the only relevant indicator. Véloci calculates your true yield based on your tax bracket, financing and legal structure — before any commitment.
Net-net yield calculation based on your deposit, tax bracket, rental type (unfurnished or furnished) and chosen structure.
Advice on property markets and asset types, and coordination with necessary parties (notary, accountant, bank).
The same standard, whatever the product: the best quality on the market, chosen for you.
Véloci neither designs nor sells in-house products. Through open architecture, we select the best solutions on the market for you, with no imposed catalogue and no quota, so we have no reason to steer you toward one over another.
Only approved, recognised partners (leading insurers and asset managers), chosen for their strength, the quality of their management and their net-of-fees performance over time.
A single point of contact who follows you at every stage of your financial life, from saving to transmission. A lasting relationship, not a one-off sale.
Full transparency (Engagement Disclosure Document), interests aligned with yours, clear guidance and availability. We aim for the best net-of-fees performance over time, not the lowest headline fee.
