Capped at €150,000, tax-free after 5 years, accessible from a few hundred euros — the PEA is one of the best investment vehicles available. Véloci helps you fill it intelligently.
Understanding the mechanics to make the right wealth decisions.
After 5 years, gains realised within a PEA are exempt from income tax (only social levies of 17.2% apply).
The PEA allows investment in equities and ETFs from companies in the European Economic Area (plus some world ETFs via synthetic replication).
The PEA combines ideally with a securities account (CTO) to cover non-European markets (US, emerging) while optimising overall tax efficiency.
Not all PEAs are equal. Trading fees (sometimes 0.5% to 1.5% per transaction) and annual management fees can cost thousands of euros over 20 years. The best PEAs on the market charge less than 0.1% per order. Véloci guides you to the best platform for your profile.
Comparison of the best platforms based on your investment habits: transaction frequency, amounts, level of support desired.
Defining an ETF allocation suited to your risk profile and investment horizon, with regular rebalancing.
The same standard, whatever the product: the best quality on the market, chosen for you.
Véloci neither designs nor sells in-house products. Through open architecture, we select the best solutions on the market for you, with no imposed catalogue and no quota, so we have no reason to steer you toward one over another.
Only approved, recognised partners (leading insurers and asset managers), chosen for their strength, the quality of their management and their net-of-fees performance over time.
A single point of contact who follows you at every stage of your financial life, from saving to transmission. A lasting relationship, not a one-off sale.
Full transparency (Engagement Disclosure Document), interests aligned with yours, clear guidance and availability. We aim for the best net-of-fees performance over time, not the lowest headline fee.
